Terms of Service

Relief Advantage ("Company," "we," "us," or "our") provides referrals for debt consolidation through our debt services registration and related content through this website, mobile applications, and related technologies. Your access to and use of the service is subject to these Terms of Use, as amended from time to time.

By accessing, browsing, or registering on the site or mobile apps, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms, you are not authorized to access, review, or register for services.

Please read these Terms carefully. They contain an agreement to arbitrate claims, a waiver of class action participation, and limitations on liability and damages.

Services

Our service provides consumer registrations to various service or product providers participating in our network. To use the service, you must complete an online request form with truthful personal information, including name, address, telephone number, and email address. Review our Privacy Policy to understand how we collect, use, store, and disclose personal information.

Our services are free to you. We receive compensation from providers for referral of your information, and that compensation may affect which provider receives your information. We do not represent all providers in the market and do not recommend or endorse any product or service on this website. Third-party sites may have different terms and privacy policies.

Your Obligations

You represent that information you provide is accurate and truthful. You may not use the site for purposes other than those made available by us, and you agree not to violate laws, infringe rights, transmit harmful or unlawful material, impersonate others, scrape or disrupt the site, create accounts by automated means or false pretenses, or reverse engineer site software.

Intellectual Property Rights

Unless otherwise indicated, the site, source code, databases, functionality, software, designs, text, graphics, trademarks, service marks, and logos are owned, controlled, or licensed by us and protected by United States intellectual property laws. Content is provided for personal, non-commercial use only. We reserve all rights not expressly granted.

Disclaimers and Waivers

The website, information, advertising, software, products, and services associated with it are provided "as is." We disclaim warranties of title, non-infringement, merchantability, fitness for a particular purpose, and any warranty regarding results. Use of the website and service is at your own risk.

We and our service providers will not be liable for direct, indirect, incidental, consequential, special, punitive, or other damages arising out of use of the website or service, delays, inability to use the website, or information, products, or services obtained through the website.

Indemnity

As a condition of using the website or services, you agree to indemnify us and providers from liabilities, expenses, attorney fees, and damages arising from claims related to your use of the website, services, or information you provide, including claims alleging facts that would constitute a breach of these Terms.

Links to Third Parties

The website may contain links to websites operated by third parties. These links are provided for convenience and reference only. We do not operate or control third-party sites and the inclusion of a link does not imply endorsement.

Dispute Resolution by Binding Arbitration

You agree that disputes or claims between you and us will be resolved by final and binding arbitration rather than in court, except for individual claims that qualify for small claims court. You and we waive the right to trial by jury and agree to bring claims only on an individual basis.

Unless otherwise agreed in writing, arbitration will be conducted by a neutral arbitrator under the American Arbitration Association rules and procedures, including consumer arbitration rules, as modified by these Terms. For information, visit adr.org.

If a court or arbitrator determines that a provision of the arbitration agreement is invalid or unenforceable, the parties agree to replace it with a valid provision that most closely reflects the intent of the original provision, except as provided for class or representative action waivers.

SMS Terms and Conditions

By providing a mobile phone number, you give express written permission for communications by SMS from us and providers. Communications may include follow-up messages, marketing, and business communications. You may revoke authorization by contacting the party sending SMS or by replying STOP to one of our messages. Message and data rates may apply.

Changes to Site and Terms

We may change, modify, or remove content and advertising on the site at any time without notice. We may also change our Privacy Policy and these Terms of Use by posting updates to the website. We do not guarantee that the site will be available at all times and are not liable for downtime, delays, errors, suspension, or discontinuance.

General Terms

These Terms constitute the entire agreement between you and us and are governed by Delaware law without regard to conflict of law principles. If any part is unenforceable, it will be superseded by a valid provision that most closely reflects the original intent, and the remainder will continue in effect.

Electronic Disclosures and Signatures

By submitting a request form, you agree to receive notifications, disclosures, documents, and communications electronically from us and from service or product providers with whom we share information. Electronic signatures and electronic communications may be as binding as paper documents and signatures.